Dedicated to growing and protecting your wealth.
WealthPortfolio
We design thoroughly diversified client portfolios based on our dual mission to help our clients grow and protect their wealth. As a result, our client portfolios will rarely track a common benchmark such as the Dow Jones Industrial Average or the S&P 500 Index and are more appropriately evaluated over a full 3-5 year market cycle. We believe a portfolio normally has four key goals:
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Provide long term growth
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Provide current income
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Protect purchasing power over time
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Reduce risk of economic and financial shocks
In order to address these goals, here are the
basic steps of portfolio construction:
Step 1: Diversify broadly based on Investment Objectives.
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Traditional Equities
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Real Assets*
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Fixed Income
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Alternative Strategies
Step 2: Further diversify among multiple asset classes in each broad category to potentially reduce risk and increase opportunity.
Step 3: Select the appropriate investment vehicles for each asset class. Typically use fundamentally-weighted index investments for more efficient asset classes, actively managed investments for less efficient asset classes, and alternative strategies with low correlation to traditional asset classes.
Step 4: Rebalance the portfolio at least annually. By periodically harvesting profits from outperforming asset classes and plowing the proceeds in the underperforming asset classes you potentially increase returns, but more importantly, potentially reduce risk. (see above)
*Real Estate Investment Trusts, Natural Resources, Commodities
The opinions in this material are for general information only and are not intended to provide specific advice or recommendation for any individual. To determine which investment(s) may be appropriate for you, consult your financial advisor prior to investing. Al indices are unmanaged and may not be invested into directly.
There is no guarantee that a diversified portfolio will enhance overall returns or outperform a non-diversified portfolio. Diversification does not protect against market risk. No strategy assures success or protects against loss. Tactical allocation, also known as active management, may involve more frequent buying and selling of assets and will tend to general higher transaction cost. Investors should consider the tax consequences of moving positions more frequently.
Stock investing involves risk including loss of principal. Bonds are subject to market and interest rate risk if sold prior to maturity. Bond values will decline as interest rates rise and bonds are subject to availability and change in price.
Alternative investments may not be suitable for all investors and involve special risks such as leveraging the investment, potential adverse market forces, regulatory changes and potentially illiquidity. The strategies employed in the management of alternative investments may accelerate the velocity of potential losses.
Investing in Real Estate Investment Trusts (REITs) involves special risks such as potential illiquidity and may not be suitable for all investors. There is no assurance that the investment objectives of this program will be attained.
The fast price swings in commodities will result in significant volatility in an investor’s holdings.
This is a hypothetical example and is not representative of any specific investment. Your results may vary.
Step 5: Use our WealthProtect System to potentially limit significant downside loss. The WealthProtect System is our behind the scenes investment risk management system that we use to assist with managing client portfolios.
